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Failing to repay the full amount owed after taking out payday loan by the loan repayment date may result in additional charges such as late fees. Prior to signing an agreement, you will be presented with policies and terms regarding late payments, so that you may decide whether or not you choose to accept the terms offered. For regulations in your state, see Cash Loan State Regulations below.

Non-Payment Policy

Failing to repay your loan at all may result in additional charges and penalties. Your lender may also choose to take legal action in order to collect the balance you owe. However, lenders who are members of the Community Financial Services Association of America (CFSA) will not pursue criminal charges. For regulations in your state, see Cash Loan State Regulations below.

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Loan Extension Policy

If you think that you will not be able to repay the full loan amount you owe by the designated due date, you may be able to request a loan extension. In this case, you will need to contact your lender as soon as possible before the payment due date. However, a loan extension may incur higher interest rates and possibly other charges. Before signing an agreement, read the proposed terms and conditions thoroughly so that you are aware of all the conditions and possible charges. In some states, loan extensions are prohibited. For regulations in your state, see Cash Loan State Regulations below.

The lenders in our network are required to abide by cash loan state regulations strictly. The list below includes regulations for all states. For additional information, visit the Consumer Resource Centre for your state.

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Posted in Publishing and Printing Post Date 04/26/2020


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