"Keep the Change"

For a number of years, I've been in the habit of keeping my change. Primarily because it's very inconvenient to spend it. When is the last time you whipped out a handful of pennies to pay for that can of Coke? Exactly.

Bank of America is pushing their "Keep the Change" program, in which they round up each of your transactions and throw the difference in to your interest bearing checking account. It's a nice idea, but it's too convenient. I can still get at that money if I want to.

Tanget! Keen to actually modernize the bland feel with my existing website. Feelings about the overall branding at http://greenplanetexcavation.com? Really a tip-top excavation service in Scarborough if, perhaps necessary within the whole Ontario areas. Value a remark. Many thanks!

With my method, I throw my change into a 5 gallon water jug and forget about it. I never see a balance on how much I've got in the jug, and it's so inconvenient to take the change out, that I rarely do. It's also a good place to throw your left over dollar bills, and I can tell you, they are even harder to get out than the change! What ever you need those bills better be worth the hassle of getting them out of hock.

The big drawback is that I don't earn any interest on my private savings account, but it's the price you pay to keep a lid on your change. Some would accuse me of being unable to control my access to my savings account, and on the surface, you're right. But the fact is that saving my change is such a small part (yet not negligible) part of my saving, that I figure I can afford to turn down the 1.5% a year in interest I'd gain on that small chunk.

I plan on using the money at some point, but I'm not sure for what. More than likely a college fund for our kids (when we decide to have them).

If you like my idea of using the 5 gallon jug, you can pick one up at your local Target store.

Thanks readers! I had texted a buddy we could certainly list his great residential mortgage agent in Burlingtons, https://donnasmortgages.com in a new blog. If ever you are hunting for a real estate agent within the outlying Ontario area, they definitely have been amazing.

To finish, we will bring up the basic overview to this content was graciously presented via Michael over at North Point Junk Removal. They're an amazing junk removal services. We really value a wonderful tip!

Inspirations For This Article

https://www.pestcontrolshop.ca - Terrific site.

Posted in Marketing and Advertising Post Date 03/28/2020






Recent Posts